Coverage is the whole decision
HKT's fibre passes about 98% of households, so NETVIGATOR is nearly always orderable — and it's often the only name-brand option in older Hong Island and Kowloon walk-ups. HGC also runs genuine own-fibre (not resale), but its residential footprint concentrates in specific wired public and private estates. Before comparing anything else: check whether HGC actually serves your building, because if it doesn't, this page is theoretical for you.
Price, lock-in & trap-door fees
Street pricing: NETVIGATOR 1000M sits around HK$108–118 but on 36-month commitments; the famous "$58 2500M" headline is an existing-customer upgrade promo tied to Now TV, and renewals tend to re-lock another 24–36 months. HGC undercuts hard where wired — 1000M ≈ HK$89 (public housing)/HK$99 (private) — but on 36-to-39-month terms. Read HGC's rate card carefully: list prices are steep (1G HK$598), installation runs ~HK$1,500 before promo waivers, plus HK$500 early-cancellation admin and a HK$1,500 modem-loss charge.
Bundles, quality & reputation
NETVIGATOR wins the ecosystem fight: Ookla's top-rated HK ISP in H1 2025, Now TV channel packs, discounted csl/1O1O mobile bolt-ons, a free HKT home-phone line, SHiELD security, a low-latency Gamer Pack line and FTTR (fibre-to-the-room) options. HGC counters with landline bundling, hmvod/myTV SUPER/KKBOX offers and out-of-home "hgc on air" Wi-Fi — but its formal speed guarantee covers only legacy 50–200M plans, and independent speed benchmarks for HGC are scarce.
NETVIGATOR (HKT)
Choose NETVIGATOR for coverage certainty, benchmark-backed consistency, TV/mobile bundles — or whenever HGC isn't in your building.
HGC
Choose HGC only if it's wired into your building and the ~HK$89–99 gigabit price outweighs the longer 39-month tail for you.
